Risk Report 8th Edition

JLT Public Sector is a division of JLT Risk Solutions Pty Ltd (ABN 69 009 098 864, AFSL 226 827) (“JLT”) and is a business of Marsh.

This document and any recommendations, analysis, or advice provided by JLT (collectively, the “JLT Analysis”) are not intended to be taken as advice regarding any individual situation and should not be relied upon as such. This document contains proprietary, confidential information of JLT and may not be shared with any third party, including other insurance producers, without JLT’s prior written consent. Any statements concerning actuarial, tax, accounting, or legal matters are based solely on our experience as insurance brokers and risk consultants and are not to be relied upon as actuarial, accounting, tax, or legal advice, for which you should consult your own professional advisors. Any modelling, analytics, or projections are subject to inherent uncertainty, and the JLT Analysis could be materially affected if any underlying assumptions, conditions, information, or factors are inaccurate or incomplete or should change. The information contained herein is based on sources we believe reliable, but we make no representation or warranty as to its accuracy. Except as may be set forth in an agreement between you and JLT, JLT shall have no obligation to update the JLT Analysis and shall have no liability to you or any other party with regard to the JLT Analysis or to any services provided by a third party to you or JLT. JLT makes no representation or warranty concerning the application of policy wordings or the financial condition or solvency of insurers or re-insurers. JLT makes no assurances regarding the availability, cost, or terms of insurance coverage.

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